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Chapter 6: Is Ti Xiu on the loan blacklist? No problem, I have a guarantor!

Kuai Kuai Dai Mortgage Loan Company.

Chen Yu originally thought that with his SSS-level Martial Art Talent and his identity as a second-stage Body Cultivator, borrowing a million or two would be a piece of cake.

But unexpectedly, the receptionist's face darkened as she looked at Chen Yu's information.

"You're a Body Cultivator? And you have an SSS-level Martial Art Talent?"

"Mm."

"No loan, no loan, no loan!"

What a joke, Body Cultivators have the highest mortality rate. If he dared to lend money today, the Body Cultivator would die tomorrow!

Seeing that he was about to be turned away, Chen Yu's face also darkened.

When others applied for loans, the receptionist would be eager for them to borrow more. How come he wasn't allowed to borrow anything?

"Any amount is fine. I wouldn't mind even ten or twenty thousand."

The receptionist's face was full of resistance:

"Brother, can I call you brother? I really can't lend to you. Forget ten thousand, I can't even lend you ten yuan."

"Why?!"

Chen Yu couldn't understand!

Seeing that Chen Yu wouldn't leave without a clear explanation, the receptionist had no choice but to say:

"Brother, who doesn't know that you Body Cultivators are more reckless than desperadoes? You die from Breakthroughs all the time. You die, and all that's left are bad debts, and debts that couldn't be any worse."

He looked bitter: "Our company needs to make a profit, doesn't it? Don't you agree?"

"You're right, but I'm only at the second stage, first level?" Chen Yu circulated the spiritual charm around him, displaying the Aura of a second-stage Martial Artist.

"I'm still hundreds of steps away from the third stage. I won't die from a Breakthrough anytime soon. This loan can really be made!"

The repayment period for typical high-interest loans is short. Chen Yu felt that by saying this, he should be able to get some money.

But the receptionist shook his head like a rattle drum:

"Brother, the internet is very developed now. I know that Body Cultivators also die during their daily Body Refining, not to mention you have an SSS-level Martial Art Talent. It wouldn't be surprising if you trained yourself to death tomorrow." He looked at Chen Yu and said seriously:

"Forget our company, even if you search all of China, no one would dare to lend you money."

Of course, there was also a crucial point for not lending to Chen Yu, which he had just mentioned:

That is—Body Cultivators are more reckless than desperadoes!

Dare to violently collect from a Body Cultivator?

That's exactly what a Body Cultivator wants!

They are precisely looking for an opportunity for Breakthrough, and a violent debt collector showing up is equivalent to rushing to deliver it!

They would immediately clash with the violent debt collector without a second thought!

There are only two outcomes:

The Body Cultivator dies, bad debt!

The Body Cultivator successfully achieves a Breakthrough, the violent debt collector is seriously injured, still bad debt!

Either way, it's bad debt. Who would still dare to lend to a Body Cultivator?

These are the bloody lessons of the small loan industry!

Chen Yu's head ached.

Who,

who exactly caused such trouble that even small loan companies are afraid of them!

They literally turned the Body Cultivator profession into a blacklisted group!

He was truly speechless!

"Is there really no way? I really need money."

"Hmm... Body Cultivators all say they need money. As for a solution, it's not entirely absent." The receptionist pondered:

"If you can find a guarantor, and she guarantees for you, we can lend you some money."

Chen Yu's head ached again.

Not to mention he had no friends, even if he did, he couldn't ask a friend to be a guarantor, could he?

Wouldn't that be purely screwing over a brother?

The receptionist handed Chen Yu his business card.

Kuai Kuai Dai Mortgage Loan Company;

Business Manager: Chen Zihao;

"Brother, if you find a guarantor, give me a call. If the guarantor has a certain status, the loan will be faster and larger."

"Mm."

Chen Yu took the business card and walked onto the street.

As night fell,

Chen Yu looked around.

The biting moonlight shone on the street, making it appear desolate.

Buzz—buzz!

At this moment, his phone vibrated.

He took out his phone, which showed an unknown number.

He swiped to answer, and a familiar voice came from the other end of the line:

"Chen Yu, I'm Liu Ru..."

Beep—beep!

Chen Yu hung up the phone directly.

Damn it, how unlucky!

Why was this idiot everywhere?

At the same time, on the other end of the phone, Liu Ruyan held her phone, her face full of disbelief.

She had just sent Chen Yu a message, which showed a red exclamation mark. She called Chen Yu for a full half hour, and it kept showing that the other party was busy and couldn't be reached.

Now, after changing her phone number, the call finally connected, but before she could finish speaking, Chen Yu hung up!

Her expression darkened. No one in this world had ever treated her this way, not even Li Guanghao dared to.

Chen Yu, you useless person, do you really think you have confidence now that you've advanced to the second stage?

Just you wait, I will definitely make you regret this!

She used her third phone number to send Chen Yu a text message.

A short while later,

Chen Yu received a text message.

Unknown number:

"Chen Yu, Li Guanghao and I were just putting on a show due to Family reasons. The one I truly like is you.

I know you challenged the Elementary test machine because Body Cultivation is too expensive and you want to earn some money, but my life at home isn't easy either, and I don't have extra money to help you.

But it's okay, I know a small loan company. They are very reputable. We can borrow some money first so you can get into your ideal university, and then we can repay the money little by little.

I believe that once all the money is repaid, we will have a beautiful future."

When Liu Ruyan sent this message, she was shocked herself!

Even someone with a heart of stone, upon seeing this deeply emotional and tear-jerking short essay, would be captivated by her, right?

After Chen Yu saw this message, his pupils constricted!

What did Liu Ruyan say?

She and Li Guanghao were due to Family reasons... what was all that other nonsense... it wasn't important!

What was important was, Liu Ruyan had a Family?

It seemed she really did!

Although the Liu Family in Pingcheng City couldn't be considered a major Family, they had quite a few industries, with fixed assets of at least tens of millions!

He was just worried about not being able to find a guarantor, and the loan company wouldn't lend him money.

Liu Ruyan was like sending charcoal in snowy weather!

However, what was Liu Ruyan's motive for this?

Chen Yu stroked his chin.

Small loan company, borrowing money, high-interest loan... oh?

He roughly sorted out his thoughts.

Liu Ruyan wanted him to get burdened with a high-interest loan, thereby forcing him to hand over his Martial Arts Divine Power.

She probably hadn't taken out a loan herself and was completely unaware that,

Body Cultivators had long been blacklisted by small loan companies!

Just as Chen Yu was deep in thought,

Buzz—buzz!

His phone vibrated, Liu Ruyan's call came in.

Chen Yu didn't rush to answer the phone, but instead looked around.

The bright moonlight shone on the street, making it appear peaceful and harmonious.

The moonlight, it was truly beautiful.

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