Chapter 409: Medical Consultation
"Chairman, how do you usually manage your finances?" Wu Haiyuan suddenly propped herself up with both hands on her knees, her large eyes blinking as she looked at Jiang Shu, asking with an expectant expression.
"Financial management?" Jiang Shu was taken aback. "I don't understand financial management."
"Ah?" Jiang Shu's answer completely bewildered Wu Haiyuan.
In her stereotype, these wealthy individuals were all financial management experts.
But now Jiang Shu was telling her himself that he didn't know how to manage finances?
Wu Haiyuan's first reaction was that Jiang Shu was lying to her.
But then she thought, it doesn't make sense, her Chairman isn't that kind of person.
So... he really doesn't know?
Is that right?
"You don't understand financial management... So your money is just sitting there in a fixed deposit?"
"Of course not." Jiang Shu smiled and shook his head. "I found a family office team at Shinhan Bank to manage my assets. I just need to look at the financial income reports they send over each quarter. Let the professionals do professional things."
"Uh... what's a family office?" Wu Haiyuan asked blankly.
"You can think of it as a more advanced wealth management team."
"Then can I find one like that?" Wu Haiyuan blinked and asked.
"You can." Jiang Shu nodded. "But I don't recommend you do that. Mine is an SFO, which simply means it serves only my family. The threshold is quite high, and the annual expenditure won't be less than a billion, and that's not even counting the initial investment. The initial investment would probably require two billion, or even more."
Wu Haiyuan: "..."
Even if you sold her, she wouldn't have that much money.
"If you absolutely want to set up a family office, you can go for an MFO, which is a multi-family office. One team will serve multiple clients, the fees are relatively lower, and the threshold is also reduced accordingly. The annual fee would probably be around one or two hundred million."
"No, no, no!" Wu Haiyuan shook her head like a rattle-drum.
The annual fee alone is one or two hundred million. How high would the return rate need to be to earn that back?
She understood that this family office model was prepared for those wealthy individuals far exceeding the threshold. For someone like her, who had just touched the MFO threshold, it was completely unsuitable.
"There's really no need for a family office. I don't highly recommend it for Xiao Liu and Xiao Yuan either. If you want to manage your finances, go to the bank where you have your deposits. They have financial advisors specifically for high-net-worth clients, not the kind of wealth managers in the lobby, but true financial elites. The probability of loss is not high, and it's quite stable."
The profession of financial advisor is quite common among high-net-worth individuals. After all, apart from the wealthy in the financial circle, most wealthy people don't understand finance, or only have a superficial understanding. They are too lazy to learn from scratch; they just hand it over to professionals to manage.
"Then I'll consult them when the time comes." Wu Haiyuan nodded. Although she was startled, she at least got an answer.
Ring, ring, ring.
The landline phone rang.
"The doctor should be here. Go open the door." Jiang Shu didn't want to get up and instructed Wu Haiyuan.
"Yes!"
Wu Haiyuan responded, stood up with a swish, and quickly went to open the office door.
Choi Ji-yeon, who was holding the phone and dialing the office's internal landline, put down the phone when she saw this. Beside her were five men and women in formal attire. If Wu Haiyuan hadn't known their identities beforehand, she wouldn't have thought they were doctors.
"Are you the doctors?" Although she had a faint guess, Wu Haiyuan still asked for confirmation.
"Yes." The leading man smiled and nodded.
"Please come in then. The Chairman is waiting for you inside." Wu Haiyuan stepped aside and said.
"Thank you." The man smiled gently, then led the group into the office.
Wu Haiyuan bowed slightly to Choi Ji-yeon and followed the five into the office.
"Hae Won, tell them about your situation." Jiang Shu said, sitting on the sofa and pointing to the group of five.
At this moment, the group of five realized that Jiang Shu had called them over to examine Wu Haiyuan.
"Yes."
Wu Haiyuan and the doctors sat down. She told the doctors Jiang Shu's earlier speculation.
Then the five took out the medical box they had brought with them and performed some simple tests on Wu Haiyuan, followed by some inquiries.
"Chairman Jiang, based on the current observations and inquiries, Hae Won xi does not show signs of caffeine addiction. It's more of a psychological dependence." The doctor gave his conclusion.
"Isn't addiction psychological?" Jiang Shu asked with some curiosity.
"It's not like that. Addiction involves both psychological and physiological dependence. Even if one wants to quit, there will be physiological reactions. However, Hae Won xi only has a pure psychological dependence, with no physiological reactions."
"Of course, this is just my conclusion based on inquiries and observations. More specific and objective conclusions would require Hae Won xi to go to a proper hospital for examinations with professional equipment."
Jiang Shu nodded.
"So that means, as long as she can control herself, she can quit whenever she wants?"
"Theoretically, yes. This kind of dependence is actually very shallow, similar to a desire to buy, and can be artificially suppressed."
"But what about me feeling very sleepy if I don't drink coffee?" Wu Haiyuan asked with a frown.
"A normal person's reasonable sleep duration is six to eight continuous hours. Hae Won xi's continuous sleep each day is less than six hours. After a long time, even an iron man would feel sleepy," the doctor said with a smile.
Jiang Shu: "..."
Wu Haiyuan: "..."
"Then how should she be treated?" Jiang Shu asked on behalf of Wu Haiyuan.
"Sleep more, exercise more, and drink fewer caffeinated beverages. If she sticks to it for about three weeks, it can be completely suppressed."
"But I feel very uncomfortable if I don't drink it," Wu Haiyuan said helplessly.
"Do you want to drink it now?" The doctor asked Wu Haiyuan.
"Uh... no." Wu Haiyuan was startled, then paused and said.
"When was the last time you drank coffee?"
"About three hours ago, I think?" Wu Haiyuan said uncertainly.
"According to your description, you should already want to drink coffee by now," the doctor said with a smile.
"That's right! But I don't feel anything at all right now." Wu Haiyuan's eyes lit up. She usually drank a packet of coffee every two or three hours.
"This further proves my conclusion: you only have a pure psychological dependence. And this psychological dependence can also be helped to quit by external factors." The doctor looked at Jiang Shu and said.
With that look, both Jiang Shu and Wu Haiyuan understood.
Because Jiang Shu was there, Wu Haiyuan was subdued by his "external factor," so even her dependence disappeared.
If it were an addiction, even if she didn't think of it, her body would remind her.
So, it still depends on her habits.
