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Chapter 2: Online loan

“Could it be… this Wanwu Fuzhi System (All Things Replication System) is really that useless?” he thought, unwilling to accept it.

If it could only replicate some worthless trinkets, then what was the point of this system?

Wait!

A flash of inspiration suddenly struck Qin Hao’s mind.

The system description stated, “Can replicate any non-living object that comes into contact with it.”

It didn't limit it to just paper money.

Paper money has serial numbers, making it difficult to circulate, but… what about gold?

What about jewelry?

These precious metals inherently possess extremely high value, and they don't require specific serial numbers to prove their authenticity; only their purity and weight need to be appraised.

As soon as this thought emerged, Qin Hao’s heart began to pound violently again.

If he could replicate gold… that would be true wealth!

One gram of gold currently costs over four hundred yuan; if he could replicate a kilogram, or even ten kilograms…

Thinking of this, Qin Hao’s breathing became heavy. He tightly clutched the two banknotes, and the flame of hope reignited in his eyes.

However, replicating items required energy, specifically electrical energy.

The small amount of energy he had earlier was already used up; to continue replicating, he would need to absorb electrical energy.

But… would actively touching a power source cause him to be electrocuted again, or even put his life in danger?

Qin Hao hesitated. Although he yearned to change his fate, he also cherished his life.

His experience in the orphanage made him realize the fragility and preciousness of life earlier than his peers.

But if he didn't try, would he just watch this heaven-defying system fall silent due to energy depletion?

“I'll risk it!” Qin Hao gritted his teeth.

Fortune favors the bold; if he didn't even dare to take this small risk, then what was he talking about changing his fate?

He cautiously walked to the wall, took a deep breath, extended his right index finger, and slowly touched the metal prongs of the socket.

At the same time, due to nervousness and fear, his heartbeat involuntarily quickened.

When his finger touched the socket prongs, the intense electric current he had anticipated did not appear.

He felt nothing.

However, the number in the energy reserve column of the system interface began to change.

“0.1… 0.2… 0.3…”

“It's charging already? How truly miraculous, but this speed is a bit slow!”

Qin Hao’s heart filled with joy; it was indeed true! The system could really replenish energy by touching a power source!

But the speed was a bit slow.

So, Qin Hao maintained the posture of his finger touching the power source, silently observing the changes in the energy reserve.

After about five or six minutes, the energy reserve rose to 100 points.

“Hoo…” Qin Hao finally released his finger, letting out a long sigh of relief.

Although the charging speed was a bit slow, it at least proved that this method was feasible. Moreover, this active charging method didn't seem to cause him any harm; it simply absorbed electrical energy.

This completely put his mind at ease.

However, another question arose: how much electricity had been used in that short period?

Thinking of this, Qin Hao quickly went to check the electricity meter installed at the door. After making a record, he began to experiment.

He finally confirmed that each energy point stored consumed one kilowatt-hour of electricity.

In other words, the charging for those few minutes had used up one hundred kilowatt-hours of electricity.

“Using so much electricity in a short time, will it arouse suspicion?” Qin Hao worried in his heart.

But now was not the time to dwell on this problem, because he still needed to continue exploring the system's functions.

He quickly found a ballpoint pen to scan and found that replicating it required 0.01 energy points.

Then he disassembled it into several parts: the barrel, ink cartridge, spring, and cap.

He then scanned each one individually. The conclusion was that all the parts combined totaled exactly 0.01 energy points.

Qin Hao understood. It seemed the system hadn't lied to him; the complexity and value of an item indeed affected energy consumption.

Moreover, the system could not only replicate complete objects but also decompose and replicate them, which undoubtedly greatly increased operational flexibility.

After confirming the system's authenticity and basic mode of operation, Qin Hao's mood calmed down a lot, but this was followed by even more doubts.

Where did this system come from? Why did it choose him? And it could even be upgraded!

These questions, for now, remained unanswered. All he could do at the moment was to thoroughly explore the specific limitations and potential of the primary replication function.

He once again turned his gaze to the two banknotes with identical serial numbers.

Although the path of replicating currency was unfeasible, it at least proved that the items replicated by the system were physically identical to the original.

So, the question was, how could he use the replication system to make money?

“Gold…”

Qin Hao's first thought was gold.

If he could replicate gold, even a small piece, it would greatly improve his current situation.

But where would the gold come from?

All his previous money had been spent on his girlfriend; now he only had one or two thousand yuan on him, enough to buy at most a few grams of jewelry.

Qin Hao paced back and forth in the room; he needed to think of a quick way to get money.

After a dozen seconds, an idea suddenly popped into his head: borrowing money.

That is, those various online loans.

Although he had always kept his distance from such things, considering them a poisoned chalice, now, to verify the system's true capabilities, to change his fate, he decided to take a risk!

Qin Hao sat on the edge of the bed, the light from his phone screen illuminating his changing face.

He was browsing the interfaces of various online loan apps. Those tempting advertisements and seemingly low daily interest rates now appeared in his eyes as the first pot of gold for getting rich.

“High credit limit, instant approval, interest as low as XX…” Qin Hao’s fingertips slid across the screen, his heart filled with struggle.

He was inherently a cautious person; his orphanage experience made him understand that every penny was hard-earned and he understood the pressure of debt even more.

In the past, he had scoffed at online loans, considering them traps that exploited young people, the fangs of capital.

But now, for that one-in-ten-thousand possibility, for the “Wanwu Fuzhi System (All Things Replication System)” that could change everything, he had no choice but to bow to something he had once scorned.

“Damn it, I’ll go for it!”

He gritted his teeth and chose a platform that was relatively well-known and whose terms seemed more legitimate, then began to fill out his information.

ID card photos, facial recognition, contact information… each step made him feel a hint of unease, as if he was exposing his privacy nakedly to others.

The waiting period for approval was agonizing.

Every second felt as long as a century.

Qin Hao refreshed the app from time to time, his palms slightly sweating from nervousness.

Various thoughts constantly swirled in his mind: What if replicating gold failed?

Then wouldn't this loan crush him?

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